Pehla Phone/Laptop Ke Liye Saving Plan Kaise Banayein?

04/06/2025 dropoutgurukul@gmail.com

(How to Save for Phone or Laptop)

Intro: Phone ya Laptop? Dilemma Level 100!

Socho, aapke paas ₹500 hain. Aap kya karenge?

“Ek dum Hyderabadi biryani order karte hain!”
“Naya game le lete hain, timepass ho jayega.”
“Thoda invest karte hain, future secure hoga.”

Agar aap third option choose karte hain, toh aap future ke Ambani banne ki raah par hain. Chaliye dekhte hain ki how to save for phone or laptop in India.

Step 1: Budget Banana – Apni Income Ka MRI Scan Karo

Sabse pehle, apni income aur expenses ka postmortem karo. Har mahine kitna aata hai, aur kahaan kahaan jaata hai?

Apps jo madad karenge:

YNAB (You Need A Budget): Zero-based budgeting ke liye best. Har paisa ek kaam mein lagta hai.
Goodbudget: Envelope budgeting system. Har category ke liye alag envelope.
PocketGuard: Dekho, kitna paisa bacha hai “in my pocket”.

Step 2: Goal Set Karo – Sapne Ko Deadline Do

Aapka goal kya hai?

“iPhone 15 Pro Max chahiye, boss!”
“MacBook Air M2 lena hai.”

Ab dekho, kitna paisa chahiye aur kitne time mein chahiye. For example:

iPhone 15 Pro Max: ₹1,50,000
MacBook Air M2: ₹1,20,000

Agar aap 12 mahine mein save karna chahte hain:

iPhone ke liye: ₹12,500/month
MacBook ke liye: ₹10,000/month

Step 3: Smart Saving Hacks – Paisa Bachao, Sapne Sajao

1. Round-Up Saving Apps

Har transaction ke baad chhutte paise automatically save ho jaate hain.

Acorns: Har kharche ke baad bache paise invest ho jaate hain.
Qapital: “If this, then that” rules se saving hoti hai.

2. Impulse Buying Se Bacho

Online shopping karte waqt, ek screenshot lo aur 24 ghante baad socho, kya sach mein zarurat hai?

Step 4: Refurbished Devices – Naya Jaise Purana

Naye device ke liye pura paisa jama karne se achha hai, refurbished ya second-hand device lena.

Benefits:

Kam price
Warranty ke saath
Environment-friendly

Trusted platforms:

Electronics Bazaar: Verified refurbished devices.
Amazon Renewed: Amazon ka trusted refurbished section.

Conclusion: Chhoti Shuruaat, Badi Manzil

Toh doston, ₹500 se bhi investment ki duniya mein kadam rakha ja sakta hai. Bas zarurat hai sahi planning aur discipline ki. Aaj se shuruaat karein, taaki kal aapke paas financial freedom ho.

Remember: “Chhoti chhoti investments, badi badi khushiyan laati hain.”

Agar aapko yeh article pasand aaya ho, toh apne doston ke saath share karein aur apne investment experiences comment section mein batayein!