🤑 500 Rs Se Investment Kaise Shuru Karein? (How to Invest with 500 Rupees)
📌 Table of Contents
- Intro: 500 Rs – Biryani Ya Bhavishya?
- Option 1: Mutual Funds SIP – Chhoti Shuruaat, Badi Bachat
- Option 2: Direct Stocks – Thoda Risk, Thoda Fun
- Option 3: REITs – Property Investment Without Property
- Option 4: Public Provident Fund (PPF) – Sarkaari Savings Scheme
- Option 5: Recurring Deposit (RD) – Thoda Thoda Jama Karo
- Conclusion: Paisa Chhota Hai, Sapne Nahi
🥲 Intro: 500 Rs – Biryani Ya Bhavishya?
Socho, aapke paas ₹500 hain. Aap kya karenge?
- 🍗 “Ek dum Hyderabadi biryani order karte hain!”
- 🎮 “Naya game le lete hain, timepass ho jayega.”
- 💸 “Thoda invest karte hain, future secure hoga.”
Agar aap third option choose karte hain, toh aap future ke Ambani banne ki raah par hain. Chaliye dekhte hain ki how to invest with 500 rupees in India.
💰 Option 1: Mutual Funds SIP – Chhoti Shuruaat, Badi Bachat
SIP (Systematic Investment Plan) se aap har mahine ₹500 invest kar sakte hain. Yeh chhoti chhoti investments time ke saath badi bachat ban jaati hain.
Top Mutual Funds for ₹500 SIP:
- SBI PSU Direct Plan Growth – 3-year returns: 32.37%
- Motilal Oswal Midcap Fund Direct Growth – 3-year returns: 29.69%
- Franklin Build India Direct Fund Growth – 3-year returns: 29.00%
Source: Groww
Invest karne ke liye apps:
📈 Option 2: Direct Stocks – Thoda Risk, Thoda Fun
Agar aap thoda risk le sakte hain, toh direct stocks mein invest karna ek option hai. ₹500 mein bhi kuch acche stocks mil jaate hain.
Stocks under ₹500:
- Wipro Ltd – ₹246.22
- Coal India Ltd – ₹392.85
- Indian Oil Corporation Ltd – ₹139.91
Source: 5paisa
Invest karne ke liye platforms:
Note: Stock market mein investment risk ke saath hota hai. Apne research ke baad hi invest karein.
🏠 Option 3: REITs – Property Investment Without Property
REITs (Real Estate Investment Trusts) ke through aap real estate mein invest kar sakte hain bina property kharide.
REITs ke benefits:
- ₹500 se shuruaat
- Diversified real estate portfolio
- Regular income through dividends
Source: Trade Brains
Invest karne ke liye platforms:
🏦 Option 4: Public Provident Fund (PPF) – Sarkaari Savings Scheme
PPF ek long-term sarkaari savings scheme hai jisme aap ₹500 se account khol sakte hain.
PPF ke features:
- Interest rate: 7.1% annually
- Lock-in period: 15 years
- Tax-free returns
Source: Wikipedia
Account kholne ke liye:
- Nearest post office
- Sarkaari banks jaise SBI, PNB
🏦 Option 5: Recurring Deposit (RD) – Thoda Thoda Jama Karo
RD mein aap har mahine fixed amount deposit karte hain aur maturity par interest ke saath paisa milta hai.
RD ke benefits:
- Fixed returns
- Low risk
- Discipline in savings
Source: Aditya Birla Capital
Open RD account:
- Apne bank branch mein visit karke
- Online banking portal ke through
🎯 Conclusion: Paisa Chhota Hai, Sapne Nahi
Toh doston, ₹500 se bhi investment ki duniya mein kadam rakha ja sakta hai. Bas zarurat hai sahi planning aur discipline ki. Aaj se shuruaat karein, taaki kal aapke paas financial freedom ho.
Remember: “Chhoti chhoti investments, badi badi khushiyan laati hain.”
Agar aapko yeh article pasand aaya ho, toh apne doston ke saath share karein aur apne investment experiences comment section mein batayein! 💬