🛡️ UPI Frauds Se Kaise Bachein? (Beginners Guide)
(UPI Fraud Prevention Tips India)
🤔 Intro: “UPI – Utho, Payo, Insaaf!”
Aaj kal har koi UPI use karta hai – chaiwala se leke chai peene wale tak. Lekin jaise hi aapka account balance ₹0 hota hai, aap samajh jaate hain ki “UPI” ka matlab hai – “Utho, Payo, Insaaf!”
🕵️♂️ Common UPI Frauds: “Scam ke 5 Shaktimaan”
1. Fake Cashback Links
Kabhi kisi ne aapko ₹10,000 ka cashback offer kiya hai? Bas ek link pe click karo aur apna UPI PIN daalo. Congratulations! Aapka account balance ab ₹0 hai. npci.org.in
2. QR Code Scam
Scammer: “Main aapka product kharidna chahta hoon. Yeh QR code scan karo aur payment receive karo.”
Aap: “Wow! Itna asaan?”
Result: Aapka paisa gaya, product bhi gaya, aur scammer Hawaii chala gaya.
3. Phishing Calls
Caller: “Main bank se bol raha hoon. Aapka account block hone wala hai. Jaldi se apna OTP batayein.”
Aap: “Le lijiye, sir.”
Result: Aapka account block nahi hua, lekin paisa zaroor block ho gaya – scammer ke account mein! razorpay.com
4. Fake UPI Apps
Google Play Store ke alawa kahin aur se UPI app download kiya? Congratulations! Aapne scammer ko apna bank locker ki chabi de di.
5. Collect Request Fraud
Scammer aapko “Collect Request” bhejta hai. Aap sochte hain ki paisa aayega, lekin jaise hi aap PIN daalte hain, paisa nikal jaata hai.
🛡️ UPI Fraud Prevention Tips India: “Scam Se Bachne Ke 5 Mantra”
1. Apna UPI PIN Kisi Ko Na Dein
UPI PIN sirf aapka hai. Bank, police, ya Modi ji bhi maange, toh bhi na dein. bankiq.co+3sayyaminvestments.in+3timesofindia.indiatimes.com+3
2. Unknown Links Pe Click Na Karein
“Aapne ₹1 crore jeeta hai” wale messages ko ignore karein. Agar sach hota, toh aap abhi Maldives mein hote.
3. Sirf Verified Apps Use Karein
UPI apps sirf Google Play Store ya Apple App Store se download karein. “ChintuPay” jaise apps se bachke rahen. razorpay.com
4. QR Code Sirf Trusted Sources Se Scan Karein
Har QR code scan karne se pehle sochiye – “Yeh mujhe paisa dega ya lega?” npci.org.in+3pinelabs.com+3timesofindia.indiatimes.com+3
5. Account Activity Regularly Check Karein
Har week apne bank statements check karein. Agar koi unknown transaction dikhe, toh turant action lein. razorpay.com
🚨 Kya Karein Agar Scam Ho Jaaye?
- Turant Apne Bank Ko Inform Karein
- Cyber Crime Helpline 1930 Pe Call Karein
- National Cyber Crime Reporting Portal Pe Complaint File Karein
- UPI App Ke Support Team Se Contact Karein
- Police Station Mein FIR Lodge Karein
📚 NPCI Ke Awareness Campaigns
NPCI ne “Main Moorkh Nahi Hoon” jaise campaigns launch kiye hain jisme actor Pankaj Tripathi common scams ke baare mein batate hain. In campaigns ka maksad hai logon ko educate karna ki kaise UPI scams se bacha jaaye. paytm.com
🎯 Conclusion: “UPI Safe, Aap Smart”
UPI ek safe platform hai, lekin aapki smartness hi aapko scams se bacha sakti hai. Hamesha alert rahen, soch samajh kar transactions karein, aur kisi bhi scam mein na phasen.
🔗 Useful Links
- NPCI Fraud Awareness
- Cyber Crime Reporting Portal
- Razorpay’s UPI Fraud Prevention Guide
- DigiKavach by Google
Stay safe, stay smart, and remember – “Main Moorkh Nahi Hoon!”paytm.com